Posts

Showing posts from May, 2025

Kuvera vs Zerodha Coin vs Groww (2025): Which Mutual Fund App Is Best for You?

Image
Kuvera vs Zerodha Coin vs Groww (2025): Mutual Fund App Comparison Kuvera vs Zerodha Coin vs Groww (2025): Which Mutual Fund App Is Best for You? Choosing the right platform for mutual fund investments is crucial for maximizing returns and enjoying a hassle-free investing experience. In this guide, we compare Kuvera , Zerodha Coin , and Groww to help you make an informed decision. 🔍 Quick Comparison Table Feature Kuvera Zerodha Coin Groww Platform Type App + Web Web + Kite Integration App + Web Mutual Funds Offered Direct Only Direct Only Direct + Regular Account Requirement PAN + KYC Demat with Zerodha PAN + KYC Fees ₹0 ₹0 (₹300/year AMC) ₹0 User Interface (UI/UX) Clean, goal-based Integrated with Kite Modern, user-friendly ...

New Tax Changes For FY year -2025-26

Image
🧾 Major Personal Tax Announcements – Union Budget 2025 On February 1, 2025 , Finance Minister Nirmala Sitharaman presented the Union Budget 2025–26, introducing significant changes to personal income tax, particularly under the new tax regime . 1. ✅ Zero Tax for Income up to ₹12 Lakh Individuals under the new tax regime with taxable income up to ₹12,00,000 will now get a full tax rebate under Section 87A , effectively paying zero tax . This aims to boost middle-class savings and consumption. 2. 📌 Standard Deduction Increased The standard deduction has been increased from ₹50,000 to ₹75,000 . With the rebate, salaried individuals earning up to ₹12.75 lakh will pay zero tax under the new regime. 3. 📊 Revised New Tax Regime Slabs (FY 2025–26) Income Range (₹) Tax Rate Up to 4,00,000 Nil 4,00,001 – 8,00,000 5% 8,00,001 – 12,00,000 10% 12,00,001 – 16,00,000 15% 16,00,001 – 2...

Old vs New Tax Regime (FY 2024–25 )

Image
Old vs New Tax Regime in India – FY 2024–25 Old vs New Tax Regime in India: FY 2024–25 (AY 2025–26) The Indian tax system for FY 2024–25 offers two choices: the traditional Old Tax Regime (with deductions and exemptions) or the simplified New Tax Regime (lower rates but fewer breaks). The Finance Act 2023 made the New Regime the default from AY 2024–25 onwards. Under the Old Regime, taxpayers can claim many tax breaks (like 80C, 80D, HRA, etc.), whereas the New Regime provides lower slab rates but only limited deductions. Which works best depends on your income and investments. Income Tax Slabs Comparison Taxpayer Group Old Regime Slabs (FY24-25) New Regime Slabs (FY24-25) Up to ₹2.5 lakh Nil Up to ₹3 lakh Nil ₹2.5 – ₹5 lakh 5% on excess over ₹2.5L ₹5 – ₹10 lakh 20% on excess over ₹5L ₹3–7 lakh: 5%; ₹7–10 lakh: 10% ₹10 – ₹15 lakh 30% on excess over ₹10L ₹10–12 lakh: 15%; ₹12–15 lakh: 20% Above ₹15 lakh 30% Above ₹15 lakh: 30% Note: All rate...

MUTUAL FUND RETURN CALCULATOR

Image
FinPixie Mutual Fund Calculator FinPixie Mutual Fund Calculator SIP Yearly SIP Lump Sum Monthly Investment (₹): Expected Annual Return (%): Time Period (Years): Annual Increase in Investment (%): Calculate SIP Yearly Investment (₹): Expected Annual Return (%): Time Period (Years): Annual Increase in Investment (%): Calculate Yearly SIP Lump Sum Amount (₹): Expected Annual Return (%): Time Period (Years): Calculate Lump Sum